Features

Everything you need to save, spend, and send in gold, all from your phone.

Earn in Gold. Save in Gold.

Your paychecks automatically convert to gold at the current spot price. Instead of watching your dollars lose value to inflation, your purchasing power is backed by real metal that has preserved wealth for thousands of years.

Spend Anywhere

Use your Intrinsic Visa Debit Card anywhere Visa is accepted. We automatically convert the exact amount of gold needed at checkout. Spend like cash, save like gold.

Send Gold with Just an Email

Transfer gold to family anywhere in the world instantly. Just enter their email address. No bank details, no currency conversion fees, no middlemen. They claim their gold by creating an Intrinsic account.

Auto Earn 5.4%

Your gold balance automatically earns 5.4% APY through our institutional lending program. Your gold is fully insured.

Real Gold Ownership

Every dollar in your account is backed by real gold stored in secure vaults. Your gold is independently audited and fully insured. You own real metal, not paper promises.

Home Stack Savings

Set up automatic weekly contributions to your "Home Stack" and watch your down payment grow in gold. Track your progress toward homeownership in real, hard money.